Monday, August 07, 2023

Top Mutual Funds Schemes One Must Have

Picking a best Mutual Fund schemes always a confusing option for Investors as no particular scheme gives consistent top returns year-wise.

Here, I have taken more than 5 years average returns (CAGR), Fund Size (Assets) and Portfolio in consideration choosing Mutual Funds.


Securities and Exchange Board of India under Section 3 of SEBI Act 1992 to protect the interest of Investors in Securities, classified Mutual Funds into 3 Main Categories:

Categories Difference

Risk Type

Min. Invest Duration

CAGR

EQUITY

High

5 to 7 Yrs.

15% - 25%

HYBRID

Moderate

3 to 4 Yrs.

8% - 12%

DEBT

Low

6 M to 1 Yr.

3% - 8%


Friday, August 04, 2023

All-Time Blue Chip Stocks for Indian Investors (KOSMOS)

There’s always been a challenging in picking good Stocks. Now-a-days, trading / investment in Share Markets has become trend which in-fact become living source for many who wants grow their hard earned income against growing inflation.

Out of more than 7000 Companies, around 5000 Stocks listed in Bombay Stock Exchange (BSE) while around 2000 Stocks in National Stock Exchange (NSE).

SEBI (Securities Exchange Board of India) has categorized Indian Stocks based on Market Capitalization and various Sectors into different Indices.

Companies enter into Secondary Markets through IPO (Initial Public Offering) with Face Value of 10 / 5 / 2.


Stock Companies based on

A)   Market Capitalization:

Large Caps – Top 100

Mid-Caps – 101 to 250th

Small-Caps – 251 to 500th

Micro-Caps – 501 & Rest.

Sunday, May 21, 2023

Daily Dividend Income Mutual Funds Schemes

Debt Mutual Fund category schemes are mainly known for uninterrupted less risky ones which invests in Govt. of India (GOI) Securities, Treasury Bills, Certificate of Deposits (CD), Non-Convertible Debentures (NCDs), Commercial Papers, other Money Market Instruments, etc., and offers better returns alternative to Bank Fixed Deposits (FDs) / Recurring Deposits (RDs) -  [ meaning of these terms given at the end].

These funds are for investors who wants toss park heir money for short period of time, ssay at most 6 months to 1 year.


As per previous historical returns, the percentage you can earn on your investment as like this:sßs

Everyday - 0.01% to 0.02%

1 Week - 0.3%

3 Months - 0.82% to 0.98%

6 Months -  1.5% to 2%

1 Year -  3% to 8%